Important Disclosures:

Our website offers general information about our services and is not intended to provide any investment, tax or legal advice; in addition, nothing on this website should be considered a solicitation for the purchase or sale of any security.

Articles, videos, commentary etc.

The views expressed are those of the author as of the date noted, are subject to change based on market and other various conditions. The information contained in our presentations has been compiled from third party sources and is believed to be reliable; however, accuracy is not guaranteed.

General Disclosure:

Additional information, including management fees and expenses, is provided on our Form ADV Part 2, available upon request or at the SEC’s Investment Advisor Public Disclosure site, here. As with any investment strategy, there is potential for profit as well as the possibility of loss. We do not guarantee any minimum level of investment performance or the success of any portfolio or investment strategy. All investments involve risk (the amount of which may vary significantly) and investment recommendations will not always be profitable. Past performance is not a guarantee of future results.

Privacy Policy

Earls Financial LLC (“EF”) recognizes that our relationships with current and prospective clients are based on integrity and trust. We work hard to maintain your privacy and to preserve the private nature of our relationship with you. We place the highest value on the information you share with us. We want our clients to understand what information we collect, how we use it, and how we protect your personal information.

Why We Collect Your Information: We gather information about you so that we can help design and implement the investment and financial planning related services we provide you; and comply with the Federal and State laws and regulations that govern us.

What Information We Collect and Maintain: We may collect the following types of “nonpublic personal information” about you: Information from our initial meeting or subsequent consultations about your identity, such as your name, contact information, social security number, date of birth, and financial information; information that we generate to service your financial needs; and information that we may receive from third parties in connection with the services we provide you.

What Information We Disclose: We are permitted by law to disclose nonpublic personal information about you to unaffiliated third parties in certain circumstances. EF may disclose client's nonpublic personal information: (1) to individuals and/or entities not affiliated with EF, including, but not limited to third-parties that assist in the supervision or management of your account(s) (i.e., sub-advisers, account custodian, recordkeeper, attorney, etc.); (2) to service providers contracted by us in order for us to perform the duties in furtherance of the client's engagement with EF (i.e. client management systems, archiving technology vendors, cloud service providers, etc.); (3) to your authorized representative or power of attorney; (4) when we receive your prior consent; (5) in connection with a proposed or actual sale, merger, or transfer of all or a portion of our business; and (6) as otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. We will not sell your personal information. No contact information, including phone numbers and email addresses, will be shared with third parties or affiliates for marketing or promotional purposes. In the event that EF has a change to its client privacy policy that would allow it to disclose nonpublic personal information not covered under applicable law, EF will allow its clients the opportunity to opt-out of such disclosure.

How We Protect Your Personal Information: We restrict and limit access to client information only to those who need to carry out their business functions. We safeguard client information by preventing its unauthorized access, disclosure, or use. We maintain physical, electronic, and procedural safeguards to protect your confidential personal information. Arrangements with companies or independent contractors not affiliated with EF will be subject to confidentiality agreements.

Former Clients

Even if we cease to provide you with financial services, our Privacy Policy will continue to apply to you, and we will continue to treat your nonpublic personal information with strict confidentiality. We maintain all records regarding all former clients for the retention period required by law. Clients are encouraged to discuss any questions regarding privacy policies and procedures directly with Benjamin Earls, Chief Compliance Officer of EF. Please contact Benjamin Earls at 469-200-2593.

Version Date 12/21/24